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American Express, one of the world’s most recognizable brands, has traditionally appealed to the luxury segment, and around a third of its cardholders’ spending is typically on travel or entertainment.
All of this started plummeting at the onset of the COVID-19 pandemic, and American Express identified that consumer spending patterns were beginning to shift dramatically. As a result, it introduced a slew of valuable statement credits and benefits, mostly to help offset annual fees and to continue to retain customers.
In this guide, we’ll examine the statement credits and benefits that are still valid in 2024. We’ll start with a broad overview of the specific statement credit or benefit, discuss the terms and conditions, and then highlight which cards are eligible for it. We’ll also show you how you can make the most out of each new offer.
Note that terms may apply and enrollment may be required through your American Express account.
Bookings through The Hotel Collection receive premium benefits on stays of at least 2 nights at select properties across the globe.
When booking through Fine Hotels & Resorts, you’ll receive elite benefits and perks at over 1,000 luxury hotels worldwide, but with no minimum stay requirement.
CLEAR is an expedited security program available at select U.S. airports and stadiums.
Cardholders of the Amex Platinum card, The Business Platinum Card ® from American Express, and the American Express ® Green Card* now receive an annual statement credit of up to $199 for a CLEAR Plus membership.
Once you enroll for the CLEAR Plus membership, get in the CLEAR lane at available airports. Check-in using an iris scan, then proceed through the TSA checkpoint as normal.
*All information about American Express ® Green Card has been collected independently by Upgraded Points.
If you love to read the news online, watch TV, or listen to audiobooks or satellite radio, your purchases may now be eligible for a new statement credit.
Amex Platinum cardholders can receive up to $240 in annual statement credits for digital entertainment ($20 per month) on eligible purchases or subscriptions for Disney+, The Disney Bundle , ESPN+, Hulu , The New York Times, Peacock , and The Wall Street Journal (enrollment required).
New or existing subscribers can pay for the monthly digital subscription with an Amex Platinum card and enjoy the credit.
Amex Platinum cardholders can receive up to $300 in Equinox credits per year on eligible Equinox memberships when they pay with their card (enrollment required). Users can take classes using their at-home SoulCycle bike, follow workout videos, relax with PURE Yoga, and more.
Visit a club for membership details or start your monthly digital subscription using the Equinox+ Amex landing page and pay with your eligible Amex card.
Walmart+ is Walmart’s subscription service that offers free shipping with no order minimums, discounts at the pharmacy, gas discounts, free delivery, and more.
Amex Platinum cardholders receive a monthly statement credit for the monthly Walmart+ membership ($12.95 plus applicable taxes). The American Express ® Business Gold Card is also eligible for a Walmart+ credit.
If you’re a big shopper at Walmart, it’s easy to get great use out of this. Just shop at Walmart and utilize your extra benefits, whether you’re shopping in-person or online. You can also take advantage of the gas discounts available. Walmart+ members can save 10¢ per gallon on fuel at Walmart, Murphy, Exxon, and Mobil stations.
» Related: Walmart+ Adds New Free Paramount+ Benefit
Adobe is one of the world’s largest software companies in the world, offering a host of marketing and document management software, including Adobe Acrobat and Creative Cloud.
Currently, those who have the Amex Business Platinum card are eligible for up to $150 in statement credits per year on annual prepaid subscriptions for Creative Cloud All Apps or Single Apps for Teams or Acrobat Pro DC with E-Sign or advanced E-Sign for Teams.
The best way to maximize this credit is to pick the subscription option that fits your business’s needs. Remember, monthly plans do not qualify, only annual prepaid plans.
Indeed is an online employment website where you can post jobs as an employer.
With the Amex Business Platinum card, you can get up to $90 back per quarter (up to $360 per year) for purchases with Indeed.
One of the statement credits introduced at the beginning of the COVID-19 pandemic was for wireless statement credits, and Amex has decided to make this a permanent perk available to Amex Business Platinum cardholders.
In total, you can get up to $120 in statement credits every year for wireless telephone service purchases made directly from a wireless provider in the U.S. It’s split into monthly statement credits of up to $10 each. Enrollment is required.
The best way to qualify for this credit is to charge your wireless telephone bill to the card.
What doesn’t count are:
Cardholders of the Amex Business Gold card can enroll to receive up to $240 back annually ($20 a month) for eligible purchases at FedEx, Grubhub, and office supply stores.
It’s important to note that you won’t receive a $20 statement credit for each type of purchase but rather for each month. So if you’ve received a $20 statement credit for FedEx for the month of March, for instance, you won’t receive a separate $20 statement credit for Grubhub for that month.
Let’s take a look at the full gamut of statement credits that renew annually for Amex cardholders. We’ve included credits that are an automatic benefit of the cards and not those that require a certain threshold of spending.
SCROLL FOR MOREAmerican Express Card
Statement Credit
*All information about these cards has been collected independently by Upgraded Points.
The statement credits that American Express has continued to offer are a nice addition to its already popular lineup of credit card perks.
Whether it’s using Amex Offers to maximize value on Walmart+ purchases, wireless providers, or Adobe subscriptions, or up-leveling your fitness membership game, you’ll likely be able to extract solid value from these statement credits each year.
The information regarding the American Express ® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Platinum Card ® from American Express, click here.
For rates and fees of The Business Platinum Card ® from American Express, click here.
For rates and fees of the Blue Cash Preferred ® Card from American Express, click here.
For rates and fees of the Marriott Bonvoy Brilliant ® American Express ® card, click here.
For rates and fees of the American Express ® Business Gold Card, click here.
A statement credit is essentially the opposite of a payment. It behaves a lot like a refund, but you’re not actually returning anything. It’s basically free money!
In order to use a statement credit, you need to use your card. Before that, you might need to activate a statement credit. Sometimes, however, the statement credit is automatic. In that case, all you need to do is pay for a qualifying purchase using the card to get a statement credit. It may take up to 12 weeks for statement credits to post.
A $200 statement credit is simply a statement credit for a maximum of $200. This means that if you make a qualifying purchase, you’ll get up to $200 back.
For example, if your purchase is $250, you’ll get $200 back and pay only $50 out of pocket. If your purchase if $150, you’ll get the entire $150 back and usually still have $50 left over for a future qualifying purchase.
American Express forms one of the cornerstones of credit card rewards. It has so many amazing credit cards, so it is absolutely worth it to get an Amex card.
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Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.
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